PayPal: Unterschied zwischen den Versionen

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** with a German PayPal account (Nikolay's) this button is not shown and cannot be created.
 
** with a German PayPal account (Nikolay's) this button is not shown and cannot be created.
 
** There is however [https://www.paypal.com/de/cgi-bin/webscr?cmd=_button-designer&factory_type=subscribe "Abonnement"-Button erstellen]. und https://www.paypal.com/de/cgi-bin/webscr?cmd=_subscr-intro (Buttons für regelmäßige Abonnementzahlungen)
 
** There is however [https://www.paypal.com/de/cgi-bin/webscr?cmd=_button-designer&factory_type=subscribe "Abonnement"-Button erstellen]. und https://www.paypal.com/de/cgi-bin/webscr?cmd=_subscr-intro (Buttons für regelmäßige Abonnementzahlungen)
** Maybe to have the Abonnement option you have to enter your credit card? - No, I have already a credit card added to the account.
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** Nikolay asked PayPal per email about the button - their answer is negative, there is no subscription button for German accounts.
** Asked PayPal per email about the button - Wir melden uns innerhalb von 24 bis 72 Stunden per E-Mail bei Ihnen.
 
 
====HTML Code====
 
====HTML Code====
Maybe it can work with this code: https://www.paypal.com/de/cgi-bin/webscr?cmd=_pdn_subscr_techview (See [[PayPal_Test]]) - a real money transfer test is needed.
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* After login see https://www.paypal.com/de/cgi-bin/webscr?cmd=_pdn_subscr_techview
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* See [[PayPal_Test]]
 
* HTML Code is available in the [https://www.paypalobjects.com/en_US/pdf/PP_WebsitePaymentsStandard_IntegrationGuide.pdf PP_WebsitePaymentsStandard_IntegrationGuide], [https://cms.paypal.com/cms_content/US/en_US/files/developer/PP_WebsitePaymentsStandard_IntegrationGuide.pdf Link2], after page 161.
 
* HTML Code is available in the [https://www.paypalobjects.com/en_US/pdf/PP_WebsitePaymentsStandard_IntegrationGuide.pdf PP_WebsitePaymentsStandard_IntegrationGuide], [https://cms.paypal.com/cms_content/US/en_US/files/developer/PP_WebsitePaymentsStandard_IntegrationGuide.pdf Link2], after page 161.
 
* Options: https://www.paypal.com/cgi-bin/webscr?cmd=_pdn_xclick_options_help_outside
 
* Options: https://www.paypal.com/cgi-bin/webscr?cmd=_pdn_xclick_options_help_outside
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**  ....
 
**  ....
  
====Working====
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====Images====
Here is an example of a German website where it is working, but Google suggests that the owner "albrecht senden" is from London.
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* http://www.rocketgranny.com/codeclips/pp_button_images.php
* http://www.evs-stiftung.de/evs-stiftung/spenden/
 
** This website was found after searching in Google for "monatliche Spende" to see how others are taking montly donations.
 
  
 
==PayPal Send and Receive Money==
 
==PayPal Send and Receive Money==
 
===Sending===
 
===Sending===
 
Sending money is free.
 
Sending money is free.
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Note: A PayPal account can send money to 1) another PayPal account or 2) Bank Account or 3) a creadit card. The owner of 2) and 3) should be the owner of the PayPal account. When using 2) and 3) fees may apply.
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====Bulgaria====
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Sending money from a Bulgarian PayPal to another PayPal account has two options:
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* "I'm paying for goods or services" - this is taxed
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* "I'm sending money to family or friends"
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** €0.00 EUR fee if you use your PayPal balance and/or a bank account.
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** €0.45 EUR fee if you pay using your credit or debit card.
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===Receiving===
 
===Receiving===
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====Germany====
 
See [https://www.paypal-deutschland.de/privatkunden/was-ist-paypal/gebuehren.html PayPal Gebühren].
 
See [https://www.paypal-deutschland.de/privatkunden/was-ist-paypal/gebuehren.html PayPal Gebühren].
 
* Geld '''empfangen in Euro''' aus Deutschland oder anderen EU-Ländern - 1,9 % + 0,35 Euro
 
* Geld '''empfangen in Euro''' aus Deutschland oder anderen EU-Ländern - 1,9 % + 0,35 Euro
 
* Geld '''in eine andere Währung umrechnen''' - 2,5 % bis 4 % auf den Wechselkurs
 
* Geld '''in eine andere Währung umrechnen''' - 2,5 % bis 4 % auf den Wechselkurs
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====Bulgaria====
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* Your account is set to the Standard Rate for receiving payments of 3.4%.
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** 3.4% + €0.35 EUR
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** See https://www.paypal.com/bg/cgi-bin/webscr?cmd=_display-xborder-fees&countries=
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====On Credit Card====
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[https://www.paypal.com/bg/cgi-bin/webscr?cmd=_display-withdrawal-original-credit-popup&FlagToHideMinWithdrawalAmountForCC Withdrawing Funds to Your Card]:
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* '''Fees''': PayPal charges a fee for withdrawals to your card. Currency conversion fees may also apply. If the information in your withdrawal request is incomplete or incorrect, PayPal will charge a return fee. For more information, click Fees at the bottom of any page.
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===Tests===
 
===Tests===
 
The following test were done on 22.12.2012:
 
The following test were done on 22.12.2012:
* German accounts sends 1€ to a Bulgarian account.
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** The Bulgarian account receives 0.62€.
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====Germany-Bulgaria====
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* German PayPal account sends €1 to a Bulgarian PayPal account.
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** Amount received: €1.00 EUR
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** Fee amount: -€0.38 EUR
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** Net amount: €0.62 EUR
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* German account sends €10 to a Bulgarian account.
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** Amount received: €10.00 EUR
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** Fee amount: -€0.69 EUR (= €0.35 + 3,4%)
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** Net amount: €9.31 EUR
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* German account sends 10 USD to a Bulgarian account.
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** Amount received: 10.00 USD
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** Fee amount: -0.69 USD
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** Net amount: 9.31 USD
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====Bulgaria-Germany====
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* Bulgarian PayPal account sends €5 to a Germany PayPal account - but to '''family or friends'''! No taxes!
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** Amount sent: -€5.00 EUR
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** Fee amount: €0.00 EUR
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** Net amount: -€5.00 EUR
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====Germany - get your money====
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* German PayPal accounts sends €10 to its German bank account (transaction confirmed):
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** Gesamtbetrag: -€10,00 EUR
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** Gebühr: €0,00 EUR
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** Nettobetrag: -€10,00 EUR
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==Barriers from PayPal==
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* [https://www.paypal-deutschland.de/privatkunden/was-ist-paypal/gebuehren.html High Fees].
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* No subscription option for Germany
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* 1 account for only 1 owner.
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* multiple individuals said that after receiving the money, the money was transfered back to the sender by PayPal. We cannot provide currently more details on this point.
  
 
==PayPal Alternatives==
 
==PayPal Alternatives==
 
* http://paymentandbanking.com/ecommerce-payment-dienstleister-fur-den-deutschen-markt-februar-2012/
 
* http://paymentandbanking.com/ecommerce-payment-dienstleister-fur-den-deutschen-markt-februar-2012/
  
[[Category: IT]]
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[[Category:OSEG - Finanzen, Buchhaltung, Fundraising]]

Aktuelle Version vom 18. April 2018, 20:24 Uhr

PayPal Conditions

  • The PayPal account is bound to only 1 person and his/her bank account (for private account)
    • Vergewissern Sie sich, dass der Name, auf dem Ihr PayPal-Konto registriert ist, mit dem Namen auf Ihrem Bankkontoauszug übereinstimmt. Ansonsten sind Überweisungen von und auf Ihr PayPal-Konto nicht möglich, und es werden jedes Mal Rückbuchungsgebühren berechnet. (Quelle)
    • Practically: if you try to change your name - it is impossible. If you try to add a new bank account, you can change your first name, but not your family name.
  • A PayPal account for organizations is bound to the organization: its bank account holder should match the organization name.

Create PayPal Button

Subscribe

Link: https://www.paypal.com/cgi-bin/webscr?cmd=_subscr-intro-outside

HTML Code

Images

PayPal Send and Receive Money

Sending

Sending money is free.

Note: A PayPal account can send money to 1) another PayPal account or 2) Bank Account or 3) a creadit card. The owner of 2) and 3) should be the owner of the PayPal account. When using 2) and 3) fees may apply.

Bulgaria

Sending money from a Bulgarian PayPal to another PayPal account has two options:

  • "I'm paying for goods or services" - this is taxed
  • "I'm sending money to family or friends"
    • €0.00 EUR fee if you use your PayPal balance and/or a bank account.
    • €0.45 EUR fee if you pay using your credit or debit card.

Receiving

Germany

See PayPal Gebühren.

  • Geld empfangen in Euro aus Deutschland oder anderen EU-Ländern - 1,9 % + 0,35 Euro
  • Geld in eine andere Währung umrechnen - 2,5 % bis 4 % auf den Wechselkurs

Bulgaria

On Credit Card

Withdrawing Funds to Your Card:

  • Fees: PayPal charges a fee for withdrawals to your card. Currency conversion fees may also apply. If the information in your withdrawal request is incomplete or incorrect, PayPal will charge a return fee. For more information, click Fees at the bottom of any page.

Tests

The following test were done on 22.12.2012:

Germany-Bulgaria

  • German PayPal account sends €1 to a Bulgarian PayPal account.
    • Amount received: €1.00 EUR
    • Fee amount: -€0.38 EUR
    • Net amount: €0.62 EUR
  • German account sends €10 to a Bulgarian account.
    • Amount received: €10.00 EUR
    • Fee amount: -€0.69 EUR (= €0.35 + 3,4%)
    • Net amount: €9.31 EUR
  • German account sends 10 USD to a Bulgarian account.
    • Amount received: 10.00 USD
    • Fee amount: -0.69 USD
    • Net amount: 9.31 USD

Bulgaria-Germany

  • Bulgarian PayPal account sends €5 to a Germany PayPal account - but to family or friends! No taxes!
    • Amount sent: -€5.00 EUR
    • Fee amount: €0.00 EUR
    • Net amount: -€5.00 EUR

Germany - get your money

  • German PayPal accounts sends €10 to its German bank account (transaction confirmed):
    • Gesamtbetrag: -€10,00 EUR
    • Gebühr: €0,00 EUR
    • Nettobetrag: -€10,00 EUR

Barriers from PayPal

  • High Fees.
  • No subscription option for Germany
  • 1 account for only 1 owner.
  • multiple individuals said that after receiving the money, the money was transfered back to the sender by PayPal. We cannot provide currently more details on this point.

PayPal Alternatives